Loan Against Property
LAP applications get rejected over property type or an existing loan on the property more often than over income. Tell us what's actually on the title — we'll tell you honestly if it's workable.
Unlock funds against property you already own — for business capital, education, or consolidating costlier debt.
Before You Apply
What we'll ask about
- Works for residential, commercial, and industrial property.
- If there's an existing loan against the same property, we'll need the outstanding amount.
- Purpose matters to the lender — business expansion, working capital, education, medical, and personal are all valid reasons.
Documents
What you'll need on hand
Don't have everything yet? That's normal — your advisor will tell you what's essential to start versus what can follow later.
Also consolidating debt? Juggling several high-interest personal loans? A LAP can close them all out into one lower-cost secured EMI — ask your advisor about consolidation when you enquire.
Doorstep, start to finish
One advisor calls you back to gather your details, we collect documents at your home or office, compare your case across our panel, and stay on it through sanction and disbursal. See the full process.
Get a callback about your loan against property case
Other loan products
Home Loan
Compare offers across our panel and get matched to the lender most likely to say yes — including after a prior rejection.
Balance Transfer
Already have a home loan at a higher rate? Move the balance to a lender offering less — same loan, lower EMI or shorter tenure.
Construction Loan
Building on land you own? Funds released in tranches as construction progresses, not all at once.