Top Up Loan
A top-up being declined by your existing lender doesn't mean the rest of the panel says no — different lenders size top-ups against your outstanding loan differently.
Already have a home loan with us or elsewhere? Borrow more on top of it, usually at a home-loan rate rather than a personal-loan rate.
Before You Apply
What we'll ask about
- We'll ask what the funds are for — renovation, education, medical, business, and personal are all valid purposes.
- Your existing loan's current outstanding amount is required to size what you can borrow.
Documents
What you'll need on hand
Don't have everything yet? That's normal — your advisor will tell you what's essential to start versus what can follow later.
Doorstep, start to finish
One advisor calls you back to gather your details, we collect documents at your home or office, compare your case across our panel, and stay on it through sanction and disbursal. See the full process.
Get a callback about your top up loan case
Other loan products
Home Loan
Compare offers across our panel and get matched to the lender most likely to say yes — including after a prior rejection.
Loan Against Property
Unlock funds against property you already own — for business capital, education, or consolidating costlier debt.
Balance Transfer
Already have a home loan at a higher rate? Move the balance to a lender offering less — same loan, lower EMI or shorter tenure.